Quetion: How Long do I have on my Pawns ?
Answer : In the State of Ohio you have up to 120 days (4 Months) before your loan will expire and will be in jeopardy of being put on the Showroom floor and being sold.
Quetion: Whats type of items do you take in Pawn ?
Answer : We take Gold and Silver jewlary, Watches, Newer Electronics, Tvs, Game Systems, Laptops, Tools, Lawn Equipment, Musical Instruments, and Sporting Equipment. But feel free to call on any items.
Question: How much are the rates on a Pawn ?
Answer: All Pawn Shops in the state of Ohio has to follow the Regulated fees given by the Ohio Department of Commerce. Intrest is 6% of the total Loan, plus an additional $6 Storage fee per Month. (Example $100 Loan will be charged $12 per month. $6 Intrest and $6 Storage)
Question : How do you come up with your prices ?
Answer : All loan price are solely determined based on the retail value of the item that you bring up.
Question : Can I make a payment ?
Answer : You can make an monthly payment that will extend your loan period a month.
Question : Do you have layaway ?
Answer : Yes we provide Layaway. Our Layaway requires a deposit of 20% of the total price of the item, and you have 60 days to get your item out of layaway. If you fail to get the layaway out in the given days your will forfeit your deposit.
Question : Will I get a notice before I lose my pawn ?
Answer : You will recieve a 30 day late notice in the mail prior to the expiration of the loan.
Question : Can I get a price over the phone.
Answer : We do not give out prices over the phone. Due to the varies things that go into our prices it will be very difficult to give a exact price over the phone. We will give out a “ball Park” figure, but we will not give a exact price over phone.